Financing · Dallas–Fort Worth
A new system. A payment option that fits.
Explore payment options after your free home visit. Financing is available on approved credit.
Compare the ways to pay.
You can pay for the system directly or explore a lease or loan on approved credit. Ownership and coverage differ, so review the options before choosing.
One flat monthly payment, upkeep included
Through Palmetto. You pay a predictable monthly amount, and Palmetto owns the equipment for the length of the plan.
- Scheduled maintenance and repairs are covered for the length of the plan — no deductible, no surprise repair bills
- The monthly payment covers the equipment, the installation, the maintenance and the repairs
- At the end of the term: renew, buy the system, or have it removed
Yours from day one
A plain loan through Sunlight Financial, and the equipment is yours from the first day.
- You own the equipment outright, from day one
- A fixed payment for the life of the loan
- No end-of-term decisions to make
Financing is provided by third-party lenders, not by Crazy Frog Air. Availability, terms and pricing depend on credit approval and the final system design. The exact numbers for every option appear in your quote, before you decide anything.
Every option arrives with its whole cost.
Whatever direction you're leaning, the quote shows the same things: the cash price, and for a financed path the monthly amount, how long you'd pay it, and the total you'd pay over time. We’ll walk through those details with you before you decide.
What homeowners ask about paying.
Who owns the equipment on the lease?
Palmetto does, for the length of the lease. That's the trade: you don't own it during the term, and in exchange the maintenance and repair risk sits with them, not you. At the end you can renew, buy the system, or have it removed.
What happens if something breaks during a lease?
Repairs and maintenance are part of the plan. You don't get a surprise repair bill for covered equipment.
Can I just pay cash?
Yes. Plenty of homeowners do. You'll get one clear price with nothing hiding in it, and no lender is involved at all.
When do I see actual numbers?
After the free home visit, in your quote. Payment amounts depend on the system, installation, and credit approval.
Does asking about financing ding my credit?
Talking to us doesn't touch your credit. Credit comes into play only when you apply with a lender, and how that works is explained before you apply.
Financing partners
The visit comes first. The numbers follow.
Tell us what's going on with the system. The payment conversation happens once there's a real system to price.
- Free home visit, no obligation
- Replacement options explained clearly
- A real person calls you back
The monthly plan is a lease owned and financed by Palmetto. Loans are provided by Sunlight Financial. Both are subject to credit approval, and availability, terms, pricing, and end-of-term options vary by situation and final system design. Crazy Frog Air arranges the replacement conversation; installation is performed by Advanced Comfort Solutions Htg & Clg LLC, Texas HVAC license TACLA00115770E. Exact costs, payment amounts, and terms are provided in writing before any agreement is signed.